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Friday, October 15, 2021, 9:12 AM

All You Need to Know About the Old Navy Credit

Credit cards might not be the first thing that comes to mind when you think of the Old Navy. However, like many other successful businesses, the well-known clothing company has its credit card specifically designed to reward loyal clients. For fans of these companies, the Old Navy Visa Credit Card offers points and other privileges. The following are some things you should be aware of with the old navy credit.

Only Gap Inc. Brands are Eligible for Redemption

    - The Old Navy Credit Card rewards aren't the most versatile, as they get only utilized for in-store purchases at the stores.

    - You can earn as many awards as you like, but there are some restrictions and limits.

    - You will receive a $5 prize for every 500 points you earn. You can receive up to $50 in a single billing cycle and $250 every billing cycle. Any awards you obtain that total less than $5 or exceed $250 will get carried over to the next payment period.

    - Reward points are valid for two years from the date of your previous purchase.

    - Consider general cash-back old navy credit cards if you want greater flexibility with your rewards. These cards allow you to spend your money however you wish. Alternatively, have a look at our top reward credit cards.

Earn Points at Gap Inc. Stores

You can receive the following rewards with the Old Navy Visa Credit Card:

    - For every $1 spent in-store or online at Gap Inc. brands, you'll earn 5 points.

    - For every $1 spent at other Visa-accepting merchants, you'll get one point.

Gap Inc. retailers where you can earn 5 points per purchase.

Go Paperless and Earn Bonus Points

Cardholders of the Old Navy Visa Credit Card can get 500 points for each of the following:

By giving your email address, you can receive updates and offers from Gap Inc. brands.

Going paperless with your billing is a great way to save time and money.

You'll get a $10 prize at Gap Inc. stores if you earn 1,000 points by performing these tasks.

Advantages for Naviyist

Earning 5,000 points in a calendar year qualifies cardholders for elite "Navyist" rank. This status entitles you to:

    - Every quarter, you'll get 20% more reward points.

    - With the code NAVYIST, you can get free shipping on any online buy from Old Navy, Gap, Banana Republic, and Athleta.

    - Basic alterations are free on Banana Republic purchases (excluding leather and suede). Also not eligible for Banana Republic Factory Store, Gap, Old Navy, or Athleta products.

    - You have a dedicated customer support hotline.

    - Cardholders must requalify every calendar year to keep their Navyist status.

How to Make an Application

It's simple to apply for an Old Navy Credit Card on the company's website. You can also join up for emails and paperless statements to get even more points throughout the signup process.

When you open a card account, you may also be eligible for a 20% discount on your purchase.

Your approval is not assured because this is a credit card.   Your social security number will get requested.